The Ant and the Grasshopper...and the Other Grasshopper | Series 8.3

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Welcome to the Enjoy More 30s Family Finance

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podcast. The only podcast dedicated to making life more

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enjoyable for young families by hitting on the financial topics

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that tend to weigh on us, stress us out, and distract our focus

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from simply enjoying life.

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Hello and welcome to the Enjoy More 30s Family

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Finance podcast and our series right now, which is The

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Financial Parables of Your Life. So each week I'm sharing what

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likely will be a story you may have heard of already before,

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but maybe with a little bit of a twist. Because stories are

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easier to remember both in transferring generational tales

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from one to the next and also finances as well really

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anything. So let's use stories to help us remember those

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financial items to keep them more front of mind and make our

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life a little bit more enjoyable in the process. As always,

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before I begin, please share please like please leave

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reviews. I'd love to reach and help as many young families out

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there as I can that are probably just like you.

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So today please join me for our story, The Ant and the

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Grasshopper...and the Other Grasshopper. One bright day in

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late autumn, a family of ants are bustling about in the warm

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sunshine, drying out the grain they had stored up during the

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summer when a starving grasshopper, his fiddle under

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his arm, came up and humbly begged for a bite to eat.

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"What," cried the ants in surprise, "haven't you stored

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anything away for the winter? What in the world were you doing

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all last summer?" "I didn't have time to store up any food,"

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whined the grasshopper. "I was so busy making music that before

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I knew it, the summer was gone." The ants shrugged their

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shoulders in disgust. "Making music were you," they cried,

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"very well now dance!" And they turned their backs on the

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grasshopper and went on with their work. Not long after

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another grasshopper came strolling by. The ants looked up

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and said, "Ah, another dancing grasshopper to beg for a bite of

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food!" "Who me?" said the other grasshopper. "Oh no, I am quite

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alright. Every morning before I start to play, I put away a few

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pieces of food. Don't you ants ever have any fun?"

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So there is a balance between working hard and having fun. The

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traditional fable promotes working hard but did you know

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that most ants die within a few weeks to a few years? What a

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waste! You know the ant who lives the longest? The Queen ant

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and she doesn't go out for even one piece of food. Now that is

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an ant who's both very entrepreneurial and also

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understands compound interest. When you're young, saving early

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is like putting away a few pieces of food every day in

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early spring for the other grasshopper. It really isn't too

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much trouble. It's not too inconvenient. And there is

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plenty in the way of time and resources for playing. If you

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don't have a plan until you're in your 50s or 60s or whatever

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it may be, you may very well be in the position of the first

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Thanks for tuning in today and join us for next week's story,

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grasshopper or the ants. Your choices now are down to work all

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The Remix of the Turtle and the Hare. I hope you enjoyed today's

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day or have your goals you know starve out. If you have a

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story. Please remember to review. Please remember to share

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savings plan put together for you when you're young, you might

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and if you need any help, don't hesitate in reaching out. I

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probably have helped someone just like you. Until next week.

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be very pleasantly surprised what it projects to turn into.

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Thanks for joining me today and I look forward to connecting

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with you again soon.

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The conversations on this show are

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Joe's opinions and provided for general information purposes

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only. They do not constitute accounting, legal, tax, or other

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professional advice for your specific situation. You should

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always seek appropriate advice from a financial advisor,

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accountant, lawyer, or other professional before acting upon

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any content or information found here first. Joe is affiliated

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with New Horizons Wealth Management LLC, a branch office

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of TFS Securities Inc., and TFS Advisory Services an SEC

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Registered Investment Advisor, Member FINRA/SIPC.